A female or first year male Painted Bunting was in my garden at 7:30 this morning. it came to within ten feet of me, first of all on the ground, and then up on the fence. At that point another bird chased it away, and I haven't seen it since. It was solid yellow below and solid green above, but the contrast between upperparts and under parts was subtle. It had a finch type bill, but not quite as heavy as the bill on a goldfinch. Laura saw it also and agreed with me on the features of plumage.